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Card picks for family members

Cards with low slippage. Get these for your family members who are not very savvy / interested in optimizing on which Credit card to use for what merchants. These are easy-to-use cards.

Pro-tip: Please use your mobile number and address linked with your Aadhar card for a successful application

Axis Atlas

  • Upto 7.5% back in miles on regular spends
  • Best returns for spends of ₹2.5L, ₹5L, and ₹7.5L
  • Joining & annual fees: ₹5.9K. Redeem for airlines & hotels - domestic & international

Amex Platinum Travel

  • Low Slippage: 1 MR point / ₹50 + spend milestones at 4L annually
  • Net Reward rate at milestones at 8.5% + Taj voucher of ₹10K
  • Welcome offer (until Oct. 22): Reduced joining fees of ₹4130 and extra 2K points

Amex MRCC

  • Make transactions of exactly ₹20K (including 4 txns of at least ₹1.5K) monthly
  • Reward rate of 6% (24K points for spends of 20K)
  • Welcome offer (until Oct. 22): Reduced joining fees of ₹1180 and extra 2K points

HSBC Live Plus

  • 10% back on all dining and grocery spends - online and offline
  • Zero slippage - cashback on all amounts
  • Welcome offer: ₹1K cashback for first month spend of ₹10K
  • Joining & annual fees of ₹1180

HDFC Diners Black

  • Base return rate of 3.33%
  • Milestone benefits of 11.5K (10K points + 3*500 vouchers) for ₹4L quarterly spend
  • Premium card with joining & annual fees of ₹11800

Additional Notes​

  1. Explore add-on cards of different banks. for instance, HDFC Infinia and Amex Platinum Charge addons give good lounge access; supplementary card members also get hotel memberships for Amex Platinum Charge.