Card picks for food delivery
Note: Swiggy and Zomato accept Amazon Pay. It may work out better for you if you don't have access to options below.
Pro-tip: Please use your mobile number and address linked with your Aadhar card for a successful application
HSBC Live Plus
- 10% back on food, instamart, and dineout upto ₹1K monthly
- Welcome offer: ₹1K back for ₹20K spend in 1st month
- Double dip on app offers
- Joining & annual fees of ₹1180
HDFC Swiggy
- 10% back on food, instamart, and dineout upto ₹1.5K a month
- Welcome offer: 3 months Swiggy One membership
- Joining & annual fees of ₹590
HDFC Infinia
- Best card to buy Swiggy Money vouchers (16.67% back in SmartBuy points)
- Load vouchers in Swiggy app to pay for spends
- Super-premium invite only card with high salary and spend requirements
HDFC Diners Black
- Buy Swiggy Money vouchers and get 10% back in SmartBuy Points
- Load vouchers in Swiggy app to pay for spends
- Welcome offer: Annual Swiggy One membership
- Premium card with joining & annual fees of ₹11800
Amex SmartEarn
- 10% back on Zomato (on max monthly spend of ₹2.5K, limit clubbed with spends on other merchants)
- Welcome offer: ₹500 voucher for fees of ₹499 + Extra 2K point bonus
RBL Cookies Card
- 11.25% (10% cashback + 1.25% points) on Zomato (max spends of ₹3K per month)
- Unique concept of monthly fees (₹100) instead of annual fees
- Welcome offer: ₹1K voucher
SBI Cashback
- Buy Swiggy Money vouchers from Gyftr/Woohoo/MagicPin with 5% back from card + 2-3% discount
- Load vouchers in Swiggy app to pay for spends
- Joining and annual fees of ₹1180
HDFC Millenia
- Buy Swiggy Money vouchers from Gyftr/Woohoo/MagicPin with 5% cashback from card + 2-3% discount
- Load vouchers in Swiggy app to pay for spends
- Joining & annual fees: ₹1180 (get 1K cashpoints in return)
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Additional Notes
- If you have a Magnus Burgundy card and are enrolled in AEP, you can accumulate Swiggy Money vouchers to use at a later time.
- Food Coupons: If your company provides Sodexo coupons, you can apply them for a 33% discount, though you'll miss out on credit card perks in exchange for the larger discount.
- You can pay on Swiggy / Zomato using Amazon Pay, which offers up to 13% returns.