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Card picks for fuel

Pro-tip: Please use your mobile number and address linked with your Aadhar card for a successful application

IDFC Power Plus

  • 6.5%(5% on card + 1.5% on HP Pay app) cashback on fuel on HP Petrol pumps
  • 5% cashback on FastTag recharge
  • Joining and annual fees of ₹589 (offset by ₹500 joining bonus)

IDFC Power

  • 5% (3.5% on card + 1.5% on HP Pay app) cashback on fuel on HP Petrol pumps
  • 2.5% cashback on FastTag recharge
  • Joining and annual fees of ₹217 (offset by ₹250 joining bonus)

RBL IOCL Xtra

  • 7.5% back on IOCL spends
  • Extra 0.66% on spends of ₹75K every quarter
  • Joining and annual fees: ₹1770 (offset by joining points worth ₹1.5K)

RBL Indian Oil

  • 5% back on IOCL spends
  • Joining and annual fees: ₹590 (offset by joining points worth ₹500)

SBI BPCL Octane

  • 7.25% back on BPCL spends
  • Joining and annual fees: ₹1,769 (offset by joining points worth ₹1.5K)

SBI BPCL

  • 3.25% back on BPCL spends
  • Joining and annual fees: ₹589 (offset by joining points worth ₹500)

Amex Gold

  • Buy fuel at 9% off
  • Make 6 transactions of ₹1K on Amex Gyftr portal
  • Welcome offer (until Oct. 22): Reduced joining fees (₹1K) and extra 2K points

Axis IOCL Premium

  • 4% back on fuel at IOCL
  • 30% off on Zomato - minimum order of ₹200, maximum discount of ₹150
  • Joining & annual fees of ₹1180. Welcome benefit: Points worth ₹500 when converted to IOCL XTRARewards

Additional Notes​

  1. It only makes sense to take a fuel card if your expenses are high.
  2. Pick a card depending on the petrol pump you want to use.
  3. Amex gold is the most flexible of the bunch; pick it if you can redeem on travel (and if your local pump is willing to accept Amex)