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Card picks for rent and maintenance


Pro-tip: Please use your mobile number and address linked with your Aadhar card for a successful application

Axis Magnus Burgundy

  • Rewards for rents upto ₹50K / month
  • Rent processing fees of 1.18%
  • Net returns: 4.8% miles - 1.18% - 0.47% on RedGiraffe = 3.15%
  • Counts towards AEP spends

HSBC Premier

  • 3% back on rent payments
  • Joining fees ₹14160, annual fees ₹23600
  • Net returns: 3% miles - 0.47% on RedGiraffe = 2.53%
  • LTF for HSBC Premier account holders

SC Smart

  • Rent processing fees of 1.18%
  • Net returns: 2.0% - 1.18% - 0.47% on RedGiraffe = 0.35%
  • Low joining & annual fees (₹590)

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Additional Notes

  1. Pay rent on RedGiraffe for best rates (0.47% charges)
  2. RedGiraffe has a good selection of vouchers, which may be bought for a small extra discount